![]() With your virtual Secured Credit Card, you’ll set your credit utilization limit up front and we choose debit purchases that create a credit balance within that amount. With a traditional secured credit card, you can spend all your available credit and unknowingly impact your score. ![]() Your virtual Secured Credit Card gives you the credit building benefits of a traditional secured card through the use of your Sesame Cash debit card-there’s no separate plastic card! Fund your security deposit from your Sesame Cash debit card, and start making purchases to help to build your credit history.Īnother benefit of the builder account is your ability to set up your own utilization.
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